New on Vise: October 2026

Treat the household as one portfolio

NOV 11, 2026 | 4 MIN

Author

Vise

New on Vise: October 2026

Treat the household as one portfolio

NOV 11, 2026 | 4 MIN

Author

Vise

New on Vise: October 2026

Treat the household as one portfolio

NOV 11, 2026 | 4 MIN

Author

Vise

In this article

Introduction

For many advisors, the hardest portfolio decisions sit between a client’s accounts, not inside them. Which holdings belong in the taxable account, which in the IRA, and which in the Roth? When a model changes, how do you update every account that holds it? And when a client asks about crypto, how do you add it without managing a separate account?

This month’s updates address all three. Check out what’s new on Vise:

Put each holding where it's taxed least

Asset Location means holding each investment in the account where it’s taxed least. Taxable accounts, IRAs and Roths each tax income and growth differently, so the same investment can cost a client more or less in tax depending on where it sits. Most portfolios hold the same mix in every account because it’s simpler, and clients pay for that in taxes every year.

Asset Location is now live on Vise. It places each holding in the account where it’s taxed least, across a client’s taxable, tax-deferred and tax-exempt accounts, without changing the overall allocation or risk.

  • Asset Location and tax management in one engine: the Location Engine decides where each holding belongs, then the Vise Optimizer turns that into tax-aware trades that respect the capital gains budgets and locked positions you’ve already set.

  • Your firm’s philosophy, or ours: start with Vise Recommended rankings, or set your firm’s own in a Location Ranking Template.

  • Location Alpha: estimates what better placement is worth for each household, in dollars and basis points, using the client’s own tax brackets.

  • You stay in control: every proposal is yours to review and approve before anything trades.

Better placement can help save clients up to 60 basis points a year in taxes.¹

Keep every portfolio current without rebuilding it

You can now edit a custom sleeve’s holdings and allocations after it’s built.

Edit sleeves in place: change a sleeve’s holdings and allocations, and the allocation templates that use it move to the new version automatically.

  • You choose the accounts: Vise prompts you to move executed portfolios onto the updated sleeve, and you pick which accounts move.

  • Vise and custom sleeves side by side: Vise’s pre-built sleeves now sit next to the ones you’ve built, and templates flag tax-status or custodian conflicts before you build a portfolio on them.

Find it in Strategy Center.

Manage crypto as part of the whole portfolio

When clients ask about crypto, it often ends up as a separate holding that sits outside the plan. Vise now offers three model portfolios from Bitwise, managed in a Digital Assets asset class alongside the rest of the portfolio: sized to the client’s risk, monitored, and brought back to target when it drifts.

  • Total Crypto Market: spot crypto exposure plus companies building the crypto economy.

  • Crypto Asset: spot crypto exposure only, led by bitcoin and ether.

  • Crypto Equities: companies in the crypto economy, through equity ETFs only.

That's what's new this month

Three ways to manage the whole household as one plan: put each holding where it’s taxed least, keep every account in step when your models change, and manage crypto as part of the whole portfolio. Subscribe below to get next month’s updates as soon as they’re live.

Subscribe to stay updated

Sources

¹Vanguard, "Celebrating Vanguard Advisor's Alpha: Clients and their advisors thriving together for 25 years," Advisor's Alpha Perspectives, 2025 (Kinniry, Jaconetti, DiJoseph, Walker, Quinn).

The AI investment platform for firms that want to scale

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New York, NY 10012

+1 201 375 3969

* Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 10/26/2026.

Tax Loss Harvesting Disclosures

Vise AI Advisors, LLC (“Vise”) is an SEC-registered investment adviser. The material presented is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy, or investment product. Nothing on this website should be construed as personalized investment advice, which can only be provided in one-on-one communications.

Investing in securities involves risks, including the potential loss of money, and past performance does not guarantee future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.

Images and graphs on this page are for illustrative purposes only. Does not represent actual client results. Product images shown are for informational and illustrative purposes only and may not reflect how they will appear within the product. Third-party trademarks and service marks referenced are the property of their respective owners.

© 2026 Vise | Vise is a registered trademark of Vise Technologies, Inc.

The AI investment platform for firms that want to scale

521 Broadway
New York, NY 10012

+1 201 375 3969

* Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 10/26/2026.

Tax Loss Harvesting Disclosures

Vise AI Advisors, LLC (“Vise”) is an SEC-registered investment adviser. The material presented is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy, or investment product. Nothing on this website should be construed as personalized investment advice, which can only be provided in one-on-one communications.

Investing in securities involves risks, including the potential loss of money, and past performance does not guarantee future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.

Images and graphs on this page are for illustrative purposes only. Does not represent actual client results. Product images shown are for informational and illustrative purposes only and may not reflect how they will appear within the product. Third-party trademarks and service marks referenced are the property of their respective owners.

© 2026 Vise | Vise is a registered trademark of Vise Technologies, Inc.

The AI investment platform for firms that want to scale

521 Broadway
New York, NY 10012

+1 201 375 3969

* Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 10/26/2026.

Tax Loss Harvesting Disclosures

Vise AI Advisors, LLC (“Vise”) is an SEC-registered investment adviser. The material presented is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy, or investment product. Nothing on this website should be construed as personalized investment advice, which can only be provided in one-on-one communications.

Investing in securities involves risks, including the potential loss of money, and past performance does not guarantee future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.

Images and graphs on this page are for illustrative purposes only. Does not represent actual client results. Product images shown are for informational and illustrative purposes only and may not reflect how they will appear within the product. Third-party trademarks and service marks referenced are the property of their respective owners.

© 2026 Vise | Vise is a registered trademark of Vise Technologies, Inc.