How does Vise direct indexing work?

Vise replicates an index using individual securities owned directly in the client's account, so the platform can harvest losses at the lot level, customize for restrictions and ESG preferences, and deliver tax alpha that ETFs and SMAs cannot. Direct indexing IS the underlying portfolio, with tax-loss harvesting and tracking-error management built into the same engine.

How often does Vise harvest tax losses?

Vise harvests daily. The optimizer runs on current-day prices to capture intra-day opportunities. This delivers meaningfully more harvested losses than the monthly or quarterly cadences most competing platforms use.

How does Vise handle wash-sale rules across multiple accounts?

Vise scans both open and closed lot data across all accounts under the same tax ID at the household level. When a wash-sale risk is detected, the optimizer automatically substitutes a correlated security or defers the trade.

Can Vise direct indexing run alongside other strategies in a UMA?

Yes. Vise runs direct-index sleeves alongside other strategies including BlackRock SMAs, fixed-income SMAs, and alternatives in the same unified managed account, with household-level tax coordination across all sleeves.

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Direct Indexing

Create your own personal ETF

Individual stock ownership that unlocks daily tax-loss harvesting, full customization, and after-tax returns ETFs can't match.

Get Started

Daily tax-loss harvesting

We reviews every position, every day. +3.0% average annual tax alpha on US Large Cap, compared to 0.84% from annual ETF harvesting.

Lower minimums

Most direct indexing requires $200K+. Vise gives every client access to optimization-driven DI regardless of account size.

Any starting universe

Not limited to a preset menu. US Large Cap, Small Cap, Developed ex-US, All Cap, or a custom blend. If we don't have the index, we'll build it with you.

Rules don't optimize. Algorithms do.

Most platforms run on static rules that conflict with each other. Vise uses a multi-objective optimization engine that weighs every variable before placing a single trade.

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Rules-based rebalancing

Sell if drift exceeds 5%

Harvest losses quarterly

Rebalance on calendar schedule

Maintain 3% cash buffer

Restrict single stock > 10%

Liquidate for distributions first

Rules conflict with each otherUnnecessary turnover

The Vise Advantage

Tax

Drift

Risk

Costs

Client

Multi-objective optimization

Optimal trade list

Every decision accounts for every otherZero wasted trades

Annual Daily Tax Loss Harvesting

Most platforms scan for harvesting opportunities on a schedule: monthly, quarterly, or when an advisor remembers to run it manually. Vise scans every position in every account every day.

Daily

Monthly

With Vise,   your clients could harvest

+3.42%

of tax alpha

PORTFOLIO VALUE

Daily

Monthly

Daily

Monthly

With Vise,   your clients could harvest

+3.42%

of tax alpha

PORTFOLIO VALUE

Daily

Monthly

Daily

Monthly

With Vise,   your clients could harvest

+3.42%

of tax alpha

PORTFOLIO VALUE

Daily

Monthly

Direct indexing inside of the rest of your portfolio.

Run DI alongside ETFs, mutual funds, and long-short in a single account on a single platform. Rebalancing, trading, reporting, and household management are built in.

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Fully automated cash management

Cash management
that works

Fully automated cash management

No 3-day processing delays. No forced reinvestment. No distributions pushed to the next business day because they fell on a weekend.

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Frequently asked questions

What's the minimum to get started?

How is Vise's tax-loss harvesting different?

Can I use my own investment models?

What if my client has concentrated positions?

Which asset classes are available?

Long Short

When tax losses run dry,
go Long Short.

Long Short adds a short book that generates losses regardless of market direction. Same account, same platform.

Learn more

Long Short

When tax losses run dry, go Long Short.

Long Short adds a short book that generates losses regardless of market direction. Same account, same platform.

Learn more

Long Short

When tax losses run dry, go Long Short.

Long Short adds a short book that generates losses regardless of market direction. Same account, same platform.

Learn more

The portfolio you'd build for your biggest client.
For every client.

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New York, NY 10012

+1 929 849 4840

Form ADV

Form CRS

1 Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 6/1/2026.

2 This calculation is based on total realized losses as of 12/15/25 and assumes a long-term capital gains tax rate of 20% and a short-term capital gains tax rate of 41%.

3 Source: Cerulli Associates, U.S. Asset and Wealth Management Edition, 2021.

Tax-Loss Harvesting Disclosures

Vise AI Advisors, LLC (“Vise”) is an SEC-registered investment adviser. The material presented is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy, or investment product. Nothing on this website should be construed as personalized investment advice, which can only be provided in one-on-one communications.

Investing in securities involves risks, including the potential loss of money, and past performance does not guarantee future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.

Product images shown are for informational and illustrative purposes only and may not reflect how they will appear within the product. Third-party trademarks and service marks referenced are the property of their respective owners.

The portfolio you'd build for your biggest client.
For every client.

Book a Demo

Product

Resources

Clients

521 Broadway

New York, NY 10012

+1 929 849 4840

Form ADV

Form CRS

1 Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 6/1/2026.

2 This calculation is based on total realized losses as of 12/15/25 and assumes a long-term capital gains tax rate of 20% and a short-term capital gains tax rate of 41%.

3 Source: Cerulli Associates, U.S. Asset and Wealth Management Edition, 2021.

Tax-Loss Harvesting Disclosures

The portfolio you'd build for your biggest client.
For every client.

Book a Demo

Product

Resources

Clients

521 Broadway

New York, NY 10012

+1 929 849 4840

Form ADV

Form CRS

1 Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 6/1/2026.

2 This calculation is based on total realized losses as of 12/15/25 and assumes a long-term capital gains tax rate of 20% and a short-term capital gains tax rate of 41%.

3 Source: Cerulli Associates, U.S. Asset and Wealth Management Edition, 2021.

Tax-Loss Harvesting Disclosures

Create your own personal ETF

Create your own personal ETF

Individual stock ownership that unlocks daily tax-loss harvesting, full customization, and after-tax returns ETFs can't match.

Individual stock ownership that unlocks daily tax-loss harvesting, full customization, and after-tax returns ETFs can't match.

Rules don't optimize. Algorithms do.

Rules don't optimize. Algorithms do.

Annual Daily Tax Loss Harvesting

Annual Daily Tax Loss Harvesting

Direct indexing inside of the rest of your portfolio.

Fully automated cash management

Cash managementthat works

Fully automated cash management

Frequently asked questions

When tax losses run dry,go Long Short.

When tax losses run dry, go Long Short.

When tax losses run dry, go Long Short.

The portfolio you'd build for your biggest client. For every client.

The portfolio you'd build for your biggest client. For every client.

The portfolio you'd build for your biggest client. For every client.

Cash management
that works

When tax losses run dry,
go Long Short.

The portfolio you'd build for your biggest client.
For every client.

The portfolio you'd build for your biggest client.
For every client.

The portfolio you'd build for your biggest client.
For every client.