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New on Vise: August 2026

Put every dollar to work, including the ones you can't sell.

Aug 7, 2026 | 6MIN

Author

Vise

Return

New on Vise: August 2026

Put every dollar to work, including the ones you can't sell.

Aug 7, 2026 | 6MIN

Author

Vise

Return

New on Vise: August 2026

Put every dollar to work, including the ones you can't sell.

Aug 7, 2026 | 6MIN

Author

Vise

In this article

The end of a size-based trade-off

Strategies advisors trust, now personalized at scale

Custom portfolios, less operational lift

Built around the advisor, at any size

A growing library, open to every firm

Introduction

A client's wealth rarely sits where it works hardest. Some of it idles in a sweep account waiting to be invested, some of it is locked inside appreciated positions that are too expensive to touch, and some of it gets borrowed back at retail margin rates.

This month's updates go after all three: a dedicated loans view for box spread borrowing, cash management that deploys on a schedule you control, and a Long Short overlay that harvests losses around positions that never get sold.

Here's what's new on Vise in August:

Harvest losses in every market

Concentrated, low-basis portfolios are where tax management usually gives up: every trade realizes a gain, so the positions sit untouched and unharvested for decades. The Long Short overlay changes what those portfolios can do.

The overlay layers market-neutral Long Short extensions on top of the client's existing equity positions, which serve as collateral and are never sold. The underlying positions are preserved while the extensions generate factor alpha and harvest losses independently. Because the extension holds both long and short positions, it harvests on both sides of the market in every regime: long positions generate losses when markets fall, and short positions generate losses when markets rise. Harvesting doesn't stall in a bull market, which is exactly when concentrated clients need losses most.

Extensions range from 130/30 to 250/150, sized to the client's risk tolerance and tax need.

Create, track, and manage box spread loans in one view

When a client needs liquidity for a home, a business, or a capital call, the usual choices come with a trade off: sell appreciated stock and realize the gain, or take a margin loan at retail rates. A box spread offers a third path. It uses exchange-listed options to create a synthetic loan priced near institutional rates, collateralized by the portfolio, with no position sold and no gain realized.

Until now, requesting one meant sending it off and waiting to hear back. This month we shipped a dedicated loans view that puts the whole lifecycle in your hands:

Create a loan request directly from the platform
Track every loan from request through execution, with current status always visible
Cancel a request if the client's plans change

Box Spread is one of three options overlay strategies on Vise, alongside Protection and Income, available on accounts of $250k and above.

Set cash aside, spend from it, or invest it on a schedule

Client cash usually has a job: tuition due in the spring, a home purchase next year, an emergency reserve. The problem is that portfolios only know two states, invested or not, so purpose-cash either sits inside the model where a rebalance can reach it, or outside the account where nobody can see it. Cash management on Vise now handles it properly, with three new capabilities built around a cash sleeve:

Set-aside cash: Set aside a fixed dollar amount in any client account for tuition, a home purchase, or whatever's next. Set-aside cash is configured in portfolio creator and swept into money market funds, the same way Vise handles cash today.
Distributions from set-aside cash: Select the cash sleeve as the source when scheduling distributions, funding client withdrawals from set-aside cash without disturbing the target model or generating capital gains.
Dollar cost averaging (DCA): Schedule one-time or recurring transfers from the cash sleeve into the target model at a fixed cadence, $25K monthly for example, so a large cash position moves into the market on a plan instead of on a feeling.

That's what's new this month

Three ways to put more of a client's wealth to work without selling a thing: harvest losses around concentrated positions, borrow against the portfolio at near-institutional rates, and give set-aside cash a schedule. Subscribe below to get next month's updates as soon as they're live.

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For every client.

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Form ADV

Form CRS

1 Vise "Platform Assets" encompasses assets actively managed by Vise as well as assets that Vise aggregates, monitors, and uses to generate customized proposals. As of 6/1/2026.
2 This calculation is based on total realized losses as of 12/15/25 and assumes a long-term capital gains tax rate of 20% and a short-term capital gains tax rate of 41%.
3 Source: Cerulli Associates, U.S. Asset and Wealth Management Edition, 2021

Images and graphs on this page are for illustrative purposes only. Does not represent actual client results. Past performance does not guarantee future results.

Tax-Loss Harvesting Disclosures

Vise AI Advisors, LLC (“Vise”) is an SEC-registered investment adviser. The material presented is for informational purposes only and should not be construed as investment advice. It is not a recommendation of, or an offer to sell or solicitation of an offer to buy, any particular security, strategy, or investment product. Nothing on this website should be construed as personalized investment advice, which can only be provided in one-on-one communications.

Investing in securities involves risks, including the potential loss of money, and past performance does not guarantee future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance.

Product images shown are for informational and illustrative purposes only and may not reflect how they will appear within the product. Third-party trademarks and service marks referenced are the property of their respective owners.

The portfolio built for your biggest client.
For every client.

Book a Demo

Product

Resources

521 Broadway
New York, NY 10012

+1 201 375 3969

Form ADV

Form CRS

Images and graphs on this page are for illustrative purposes only. Does not represent actual client results. Past performance does not guarantee future results.

Tax-Loss Harvesting Disclosures

The portfolio built
for your biggest client.
For every client.

Book a Demo

Product

Resources

521 Broadway
New York, NY 10012

+1 201 375 3969

Form ADV

Form CRS

Images and graphs on this page are for illustrative purposes only. Does not represent actual client results. Past performance does not guarantee future results.

Tax-Loss Harvesting Disclosures

New on Vise: August 2026

New on Vise: August 2026

New on Vise: August 2026

Introduction

Harvest losses in every market

Create, track, and manage box spread loans in one view

Set cash aside, spend from it, or invest it on a schedule

That's what's new this month

Subscribe to stay updated

The portfolio built for your biggest client.For every client.

The portfolio built for your biggest client.For every client.

The portfolio builtfor your biggest client.For every client.

The portfolio built for your biggest client.
For every client.

The portfolio built for your biggest client.
For every client.

The portfolio built
for your biggest client.
For every client.